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Prepared for MADD
Revised FEBRUARY 2006 JOE MURPHY Q.C.
MURPHY, BATTISTA
VANCOUVER, B.C.
604-683-9621
1-888-683-9621

This guide was initially prepared in February, 2005 at the request of MADD to provide a layman’s guide to ICBC No-fault/Part 7 benefits; it was updated in February 2006. The information contained in this guide will outline the process to apply for these benefits and the type and amount of benefits available to an injured person and/or to the family of an accident victim.

 

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A Layman's Guide to ICBC Part 7 Benefits

What Things are Covered or Provided under Part 7?:

Generally, in the event of an injury, Part 7 provides:

  • payment of medical expenses;
  • payment of rehabilitation expenses; and
  • payment of wage benefits.

In the event of a death, Part 7 provides:

  • payment of funeral expenses, and
  • payment of loss of support benefits.

However, like any insurance policy or coverage, the benefits are often limited and there is an abundance of “small print” which restricts or even precludes coverage. In many instances, ICBC sets a policy which further restricts what will be paid under Part 7.

(Later on in this guide, I will describe in more detail the specific coverage available in the event of an injury or death.)

copyright 2002 Murphy, Battista - Lawyers